Pet Scan: 10月 2012

2012年10月7日星期日

Designer Pet Carriers - Luxury Is in the Eyes of the Beholder

As I scan the various web sites that advertise dog carriers for purchase, I keep asking myself this question over and over, "What really is the difference between a designer and a practical pet carrier." It all comes down to one basic question, "How do I define luxury?" or "What would be luxury to my dog?"

The term designer pet carrier is used very loosely in the retail world. One web site will call their $50 pet carrier luxurious and another may consider $500 to be the bottom of the barrel in luxury. We as consumers are programmed through commercialization to think of luxury as top of the line or designer labels. We are accustomed to pay the extra money for a named brand item - as we do when buying clothing, groceries or prescription medicines. But when it comes to pet products, "Does anyone really know who is a named brand or designer pet product manufacturer."

Most people try to find the best price on the internet (for everything) and this includes dog carriers and soft dog beds. The supplier's name is often given in the description of the product; however, the manufacturer may remain a mystery. Therefore, it comes down to the appearance of the pet carrier or soft dog bed as to whether you consider it to be a designer or practical brand. I find that anything that does not look like the common product is termed to be "designer" in the product description, which justifies your need to pay extra money. Keep in mind that price does not define luxury when it comes to pet carriers. There is absolutely no reason to try and keep up with the "Jones" when choosing such an important item for your dog.

The most important things to remember when choosing your pet carrier are size, comfort and safety. Only you know what your dog likes and does not like. Make sure that your pet will fit comfortably within the product you choose. Ultimately, the cost for your pet carrier is determined by size and safety features and not by whether it is identified as a practical or a designer pet carrier. Remember that "Luxury is in the Eyes of the Beholder" and that a happy, safe and comfortable companion makes all the difference.

Barry Kubala is the co-founder of Kubears Spectrum, LLC a small business established in 2008 with an online store at http://www.puddlespetcarrier.com specializing in discounted pet products. Come visit our site... you'll be glad you did.

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2012年10月6日星期六

Pet Insurance - Is It Right for You?

Having health insurance options for pets is a relatively new trend. Perhaps ten years ago, people would have laughed if you told them you bought pet insurance, but today, it's big business. As a pet owner, you probably know how expensive a visit to the vet can be. If you're lucky, you will never have to do anything more than get Rusty a check-up and his regular shots. But most likely, Rusty has had some more serious health problems. Genetic and physical disorders can be a costly issue.

What Does Pet Insurance Provide?

It's not so different from human health insurance. Pet insurance companies generally offer different plans. They have deductibles, premiums, copays, limits, and exclusions. The offerings are highly variable, as with human insurance, so if you are considering purchasing, be sure to shop around. Understand what the risks are for Rusty, especially if he is a pure breed. Know what he is genetically predisposed to and read policies very carefully before purchasing so that you know what will be excluded.

What are the Pros of Buying Pet Insurance?

According to U.S. News and World Report, Americans spent $9.4 billion on pet health needs in 2006 and the costs are rising. With the increasing costs, the number of insurance policies is also rising. But is it worth it? There are some benefits to buying a policy for your best friend.

While buying insurance for anything involves some risk, what is certain is that any health problems that Rusty may suffer from beyond the ordinary preventative measures will be expensive. Just diagnosing an illness, with for example an MRI scan, can cost up to $5,000. Getting stuck with a bill like this, not to mention the cost of treatment for his ailment can be devastating. Many dog and cat owners have faced the horrible decision of whether or not they can afford to treat their pet. With insurance, you would not have to face that overwhelming choice.

Probably the biggest benefit to owning a pet insurance policy, besides possible saving money, is having peace of mind. If you have ever thought about whether or not you could afford to care for Rusty if he developed cancer or were hit by a car, you may be a candidate for insurance. It could ease your mind knowing you don't have to choose between Rusty's life and well-being and having money in the bank.

What are the Cons of Buying Pet Insurance?

The biggest con when it comes to purchasing insurance for Rusty is that it may end up costing you more than it saves you. Perhaps more than with other insurance types, pet insurance is risky. There is a good chance that you will never need it or that you will need it once or twice for minor occurrences. Premiums for pet insurance can cost between $2,000 and $5,000 over the average pet's lifespan and deductibles can be up to $100 per occurrence. If you are going to buy a policy, you need to be comfortable with the fact that that chunk of money may end up being a loss. For mixed-breed dogs especially, pet insurance often represents a loss to the owner because they tend to be far healthier than pure breeds.

Are There any More Cost-Effective Alternatives?

Check with your employer. Although still unusual, more companies are offering pet insurance as part of a benefit package. You might also consider creating a savings account just for Rusty. It would essentially be emergency savings that you have earmarked for any health problems that may arise. If you are caught in a bad situation, some banks may offer short term financing for pet emergencies.

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Pet Insurance May Be a Good Purchase

The news is full of stories these days about the rising cost of health care. Routine hospital visits and surgical procedures that could once be paid with a personal check can now cost as much as a new car. The problem continues to get worse, as the cost of health care is increasing at a rate that is several times that of inflation. While the cost of health care for humans is frequently a topic in the news, few people realize that the cost of healthcare for pets is rising at a similar rate.

One possible solution to the rapidly increasing cost of health care for pets is to purchase pet insurance. Health insurance for pets has been around for several decades, but has only recently started to become popular with pet owners. As with health insurance for humans, coverage for pets covers a portion of the cost of many common and uncommon treatments for illness or injury.

In past years, veterinary science often involved a lot of guesswork, as the patients are unable to offer detailed descriptions of exactly what ails them. Modern medicine makes it possible for vets to perform CAT or MRI scans on ill or injured pets. While these cutting edge technologies are a tremendous help in diagnosing problems, the costs of performing them can easily reach four figures. Pet insurance can help with that in reducing out of pocket costs for the owner. Having insurance also helps make health care decisions easier. Having a policy in place could allow a beloved pet to receive treatment that might otherwise be considered unaffordable by their owner.

The cost of pet insurance can vary widely, depending on the type of pet. The annual cost of insuring a dog or a cat typically runs in the neighborhood of $200 to $500. Smaller animals tend to be less expensive to cover than larger ones. Preexisting conditions are generally excluded, so it may be in your best interests to begin insuring your pet while they are young. Many policies also have a waiting period of 30 days or so from the time the policy is purchased until the time the company will pay for treatment. Policies include deductibles, but will typically cover 80%-90% of the insurance company's allowed fees for particular procedures.

Paying $400 per year to insure a family cat or dog may seem like an outrageous expense. On the other hand, such premiums are small when compared to the cost of a $2500 operation. Currently, some 3% of all pet owners have policies for their pets, but as the price of health care continues to rise for animals, more owners are likely to buy policies to keep the costs manageable.

Copyright 2008 by Retro Marketing. Charles Essmeier owns several Websites, including EmailMarketingElite-Review.com, a site that reviews the Email Marketing Elite [http://www.emailmarketingelite-review.com/] program, and SitStayFetch-Review.net, a site that has a review of the ebook Sit Stay Fetch [http://www.sitstayfetch-review.net].

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Why Pet Insurance is So Important For Your Pets & Your Finances

A lot of families throughout the UK have a pet of some kind and whether you are a dog lover or a cat lover they need protecting. Both dogs and cats have tendencies to be mischievous and rummage around in places that can contain harmful objects and items that can be very dangerous to their health, and in the event of your pet coming down with a disease veterinary bills can be expensive. The last thing you need is to pay hundreds of pounds to have your pet seen to or operated on, especially in the difficult financial times we are currently in.

Without any kind of pet insurance in place you could really struggle by if you have to pay these bills yourself, yet for a small monthly fee you can give yourself peace of mind in the event of your pet falling ill or needing emergency surgery. Having pet insurance is an important factor if you own a pet, and most people treat their pets as part of the family.

So why should you take out pet insurance?

o Emergency visits to a vet cost around £300 on average

o Ongoing treatment for a pet without any insurance can be very expensive

o MRI scans can cost between £800 - £1,000

o X-Rays can cost between £100 - £150

o If you own a pedigree pet the veterinary bills are likely to be more expensive

Most pet insurance policies will let you tailor-make the cover you want on your pet so it's suited just for your requirements. This means you can take out anything you don't need and add anything you do need, saving you money and time.

Pet Guards Insurance from JLT is an established pet insurance company that has been providing quality cover for 30 years. If you need any advice or guidance on if you should get cover for your pet, or what type of cover you need then feel free to take a look on the Petguard pet insurance website to get a quote.

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2012年10月5日星期五

Air Travel With Pets: Getting Through Airport Security

You're at the airport, with your furry friend in their airline-approved pet carrier, ready to board the plane and be off to your destination. You're patiently waiting in line to get through the security check, and maybe you're a bit nervous about what will happen. How will the TSA agent react to your travelling companion? Will there be any problems?

There is nothing to be worried about as long as you're prepared!

Being prepared is very important when it comes to air travel with pets. If you know exactly how the procedure will go, it will make it much easier when it comes time to get through security. With all of the chaos and confusion at security checkpoints, and people intent on quickly getting through so they can board their plane, the best thing you can do is familiarize yourself about what will happen.

First of all, the TSA agent will ask you to present your pet to them for security screening. If you are able to, you will be asked to walk your pet through the metal detector. If this is not possible, your pet will still need to be checked over via a secondary screening involving both a visual and physical check. Yes, as funny as it may seem, your little buddy is going to need a pat-down along with you. Don't worry - your pet will never be asked to undergo an x-ray screening, but you may be asked to remove it from its carrier, as the security guards will probably want to scan the carrier itself. It's standard procedure.

If your pet is easily spooked or you think the high commotion of the airport may scare them or cause them to act out, you can request a room to keep your pet inside while the x-ray check of their carrier is taking place. This is a good option if you fear that you may not be able to contain your pet in the airport once it is out of its carrier. Please consider the fact that even the calmest of pets can get nervous or scared when in a loud, unfamiliar environment. The last thing you want is your little buddy to take off across the airport!

When travelling by air with a pet, the key is to be prepared. Get to the airport well in advance of your boarding time to give yourself time to get to the gate and get through screening. Make sure you have your hands free of personal belongings when it comes time to go through the security check so that you can easily handle your pet. If you're travelling with another person, they can be a big help, but it's not hard if you're travelling alone. Bringing a leash along will be a big help for when it comes time to remove your pet from its carrier. Remember, even if your pet is usually calm, if they've never been through an airport security check before, you can never know exactly how they'll react to the noise and strangers around them.

If you plan on taking a flight with your beloved pet in the near future, you'll need an airline-approved pet carrier. I strongly suggest reading my site for a list of all approved pet carriers for airplanes, which makes it easy to choose the perfect one for you and your pet.

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The Importance Of Pet Insurance!

Having been a rottweiler owner for a long time now, I have certainly experienced the highs and utter lows of an extremely ill pet. Those experiences although very unpleasant and heart breaking at the time, made me truly understand the importance of pet insurance for absolute peace of mind. As pet owners we always try to do our best to minimise health concerns such as joint problems for example, by stopping your puppy from over exerting themselves at a really young age. The reason we need to be careful is because right up to the age of around 2 your rottweilers body grows so rapidly that activities such as leaping in and out of the back of a ute can damage the joints ie knees, elbows and hips creating all sorts of problems that with a little care, really can be avoided.

Proper vaccinations at the required times should also be carried out by your vet which will help prevent your rottweiler contracting any number of diseases, some of which unfortunately can be fatal.

General grooming ie brushing his coat, clipping his nails and keeping an eye on his teeth and ears should all be done on a regular basis. This will help you detect problem early if they arise which will prevent infections becoming a painful and "expensive" concern.

Lots of peoples belief is that their pet very rarely needs medical treatment therefore having insurance is an unnecessary expense. Instead of having cover they decide to set a small sum of money aside just incase the unthinkable happens. In a lot of cases thankfully that is true but I don't think people really understand and appreciate just how expensive one visit to the vet can be, never mind if your rottweiler pet requires on going treatment

I got my beautiful boy Max when he was just 5 weeks old ( back then I did not know the right and wrongs in caring for a pet other than giving them heaps of love!). Puppies should never be taken from their litter before 8 weeks of age as this time teaches them crucial and important social skills which they can only gain from their siblings and mother.

When Max was only 6 weeks old and still suckling as new pups tend to, he somehow managed to swallow a 30cm long twig which then got stuck in his throat and stomach. I took him to my local vet immediately and after an examination Max was sent straight into surgery to have the twig removed. Unfortunately this was to be the beginning of a number of many unforseen and traumatic incidents that happened throughout Max's life.

Back then I really did not understand the importance of pet insurance and what was on offer, but once my vet explained what was available I immediately did some research, checked out several different companies and got full insurance cover for Max. That turned out to be the best decision I could have made.

At around 12 months of age I saw a wart like lump the size of a pea below his anus. When I took Max in for his scheduled vaccination it was looked examined and checked over by the vet and I was asked to keep a close eye out for any changes of its form, colour or size. At 2 years of age it unexpectedly changed quite rapidly and looked quite ugly all of a sudden. This was then checked again by my vet and tests were performed to find out precisely what it was. The news was not good at all, as they found nasty cells which turned out to be a mastcell tumour (cancerous malignant tumour ). We did not really have any options other than surgery to have the mass removed and to hope and pray that the vet got all the cancerous cells during this operation. The news was good and thankfully the surgery was successful.

A year later Max injured his cruciate ligament ( located in the knee joint) running after rabbits in the paddock. This also required surgery to give Max back his proper mobility and relieve him of the pain from an unstable joint. Again the surgery was successful and recovery took roughly 6 to 8 weeks. Due to the excess strain on his opposite knee joint, not long after he had the all clear from the vet regarding the first cruciate operation, his good cruciate ligament ruptured. So once again surgery was needed and strict rest and only on lead walks for 6 to 8 weeks were allowed. It was so hard for Max to be physically limited for such a long time as he was always a very active dog who loved to run around all day!

At 6 years of age I noticed a tiny growth on his lower gum line next to his back tooth. Due to Max's history we got the lump checked out straight away and the results were not good. It came back as a gingival fibrosarcoma which is another horrible cancerous tumour. Because of the particular type of cancer it was Max was also required to have a CT scan performed as this would show us if the tumour had spread to any other part of his body. He had to go through yet more surgery which ment removing almost half of his jaw on the left side. Again the surgery was successful and even though he was missing half of his jaw he coped unbelievably well and was still an extremely happy beautiful boy.

When he was around 9 I had to do a road trip from Newman which is north WA, all the way down to Perth (12-13 hour drive). Because of the heat and excitement of the journey, within minutes of Max consuming his dry biscuits, his stomach had blown up like a balloon and I knew immediately that he had bloat (GDV- Gastric Dilation Volvulus) which can be fatal if not treated straight away. This condition is quite common in large breed dogs and it is when the stomach is so full of food,water and air that it twists on its self. I rushed Max to the vet were he had emergency surgery and was in a serious condition for the next couple of days. Even after all of his illnesses and treatments Max again completely recovered and always had a happy, bubbly attitude towards life.

Not long after suffering from bloat, Max became lame in his back leg and within days could not use it at all and was in a lot of pain. Once again I took him to the vet thinking he may have flared up an old knee injury as he still ran around like a puppy even though he was now nearly 10 years old. After x-rays we were absolutely devastated to learn that his leg was broken due to a bone cancer (Osteosarcoma). We really only had two choices, put Max to sleep or amputate his leg and see if he would be able to cope with this major operation. After many more tests to see if the cancer had spread ( metastasized ) we decided to go ahead with the amputation and a very intensive course of chemotheraphy. Within less than 24 hours of having his leg amputated Max was up and about and so happy to be free of pain and mobile again.

For the next 3 or 4 months he underwent his chemotheraphy treatment and then finally came the day for him to have x-rays to see if he was in the clear. As you can imagine it was a very nervous time but we were exceedingly relieved and overjoyed that Max had survived yet another life threatening illness.

He was now almost 11 and due to everything he had been through ie drugs, treatment etc his liver could no longer cope and had started to fail. They did more tests but there really was nothing they could do for him as the liver damage was far too advanced and I faced the horrifying reality of doing the right thing by him and letting him go. Saying goodbye to Max was the most heart breaking thing I have ever had to experience as he was my best mate and loyal companion. He taught me so much about love and how not to be selfish, he was a truly exceptional boy who will always be with me.

Now I realise that Max's situation was not common and that thankfully most pets will not have to experience any of those illnesses but without good pet insurance Max would never have made it to his tenth birthday. Max's treatment over the years cost well into the tens of thousands of dollars and fortunately for me my pet insurance gave me the total peace of mind to know that what ever happened I could always give him the care he needed no matter what it cost. I believe that being a responsible pet owner means we not only provide our pets with a loving home but also guarantee their health is taken care of properly.

Having been through a very difficult time with my boy Max I truly know the importance of pet insurance and would recommend that all pet owners should consider coverage that suits them. [http://www.dorysdogtraining.com/importanceofpetinsurance]

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Disaster Preparation - Evacuate Your Pet Safely

Many pets have been lost or even killed in floods, earthquakes, fire, tornadoes or hurricanes. It is not because we don't care about our furry friends, we just don't think about preparing a pet evacuation plan. With millions of pets in the United States, they are often considered members of the family. Making an evacuation plan ahead of time for both your family and your pets will give you the best chance for the safety of all.

Even if you are able to stay in the home during a crisis, be prepared and plan for the worst. If you do have to evacuate to a safer location, there are a few things you can do now to ensure your pet's safety. The best thing to do if you have time before disaster strikes, is to take your pet to a friend or family member outside of the area. Make sure that they are aware of your pet evacuation plan and agree to take care of your pet until it is safe for the animal to return home. This is probably the best thing to do, so you don't have to worry about and take care of your pet as well as your family during the disaster. Alternatives are to have a list of kennels or emergency animal shelters who will care for your pet. If your whole family has to evacuate, find a couple pet-friendly motels or hotels that can accommodate all of you.

All pets should be leashed and wear a collar and with current identification, which includes the pet's name, owner's name and phone number and the vet's phone number if possible. A crate should be available, because animals often get scared and tend to flee. This will keep your pet close to you at all times. If your pet does run away out of fear or gets lost, make sure your animal has a microchip with your current contact information. When the animal is found and brought to a shelter, the microchip is scanned and your pet can be returned to you.

Just as you have an emergency kit for you and your family, so should Fido. It can be as simple as, a minimum of a three day supply of can or dry food and a few bottles of water. any medications, a blanket and a crate. Preparing a pet evacuation plan in advance can save you time and worry if you need to move your furry friend to a safer location.

For human emergency food supplies visit < http://www.SurvivalFoodPro.com >-Your partner in disaster preparation offers quality, affordable gourmet food for emergency situations.

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Pet Health Insurance Reimbursement Models - What Pet Owners Need to Know

Besides the obvious limits that are stated in an insurance policy such as annual maximum, per-incident maximum, deductible, and co-pay amounts, there is another variable that isn't so obvious that is an important factor in determining how much a pet owner is reimbursed by the insurance company when they file a claim. Insurance companies figure their reimbursements in one of three ways:

1. A simple computation based on whatever the veterinarian charges. For example, if the total invoice is $2000 and everything on the invoice is a covered item and the deductible is $100 and the co-pay is 20%, the reimbursement would be:

$2000 - $100 = $1900 x 80% = $1520.

This is the easiest method for pet owners to understand and generally gives pet owners the largest reimbursements. Since it is based on the actual charges of the veterinarian, it keeps up with inflation. Most of the newer companies use this method. One criticism of this method is that premiums may rise faster because the only limit on reimbursements of covered expenses is whatever the veterinarian charges.

2. The reimbursement is computed from a "benefit" schedule based on the veterinarian's diagnosis. Sometimes these reimbursements can be as much as method #1. However, sometimes they can be significantly less than method #1. For example, if your pet gets sick with pancreatitis and the maximum reimbursement allowed for this diagnosis is $865, but your submitted claim is for $2000, you'll get reimbursed $865. Using method #1, you would get reimbursed $1520. Most cases of mild pancreatitis will be less than $865, but a severe or complicated case can cost thousands of dollars. Because the benefit schedule does place limits on what the insurance company will pay, the premiums may be lower for this type of policy.

3. The reimbursement is based on a fee schedule of "reasonable and customary" fees for your geographic area of the country. Each charge on the invoice for a procedure or product is compared to the fee schedule and the insurance company will reimburse according to the schedule. If your veterinarian charged more, then you are responsible for the difference.

Fees can vary for a certain procedure from practice to practice even within the same city. Each practice has it's own unique philosophy of practice and overhead which will affect all it's fees. For example, if your pet is referred to a specialist, does the fee schedule take this into account? A specialist's fees are higher because they have more expertise and may use higher technology e.g. CT scan or MRI or perform more sophisticated surgery than your regular veterinarian. Perhaps even your regular veterinarian uses ultrasound, endoscopes, laser surgery or more advanced dental equipment, etc. Perhaps they have a newer hospital and a larger staff. Judging whether a veterinarian's fees are reasonable should not be measured by what is considered customary according to an insurance company's fee or benefit schedule, but on the perceived value you receive in return for the fee.

If you look closely at the fine print in the policies of companies that figure reimbursements using method #1, some also state that they pay benefits based on what is "reasonable and customary." For the time being though, they use that as a fall back - only when a fee for a procedure seems way out of line. Will there be a time in the future when they are forced to use the reasonable and customary fee schedule routinely as a limit on reimbursements in order to keep their premiums competitive?

Unless they are updated frequently, benefit schedules and fee schedules can become obsolete due to inflation.

Be sure and take into account how a company figures your reimbursement when making the decision to purchase pet health insurance.

Dr. Kenney is a practicing veterinarian in Memphis, Tennessee. He author's a blog ( http://petinsuranceguideus.com ) devoted to teaching pet owners how pet insurance works and to helping them make informed and wise decisions when selecting a company and policy to cover their pet.

The blog also offers the latest information on each of the pet insurance companies that insures pets in the United States along with podcasts, videos and even a free Pet Insurance Toolkit to help pet owners when researching pet insurance.

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2012年10月4日星期四

How to Find a Lost Pet With Energy and Intuition

Whether your pet is lost on earth or living across the Rainbow Bridge on the "other side," there are many ways to find them. Here are 3 techniques to find a pet's energy on earth.

Doreen Virtue suggests that you engage your Angles to find your pet. Ms. Virtue recommends that you ask your Angel to go to your animal's Angels and tell your pet to come home! A very direct approach, if your pet answers to Angel directives.

Another way to direct your pet home is with a beam of heart love. Think E.T. "phone home." State: I ask and it is my intent from the love of my heart to send- insert you pets name here_ a beam of love from my heart that my pet can use to find their way home.

This is a technique that has worked enumerable times. There are often miraculous stories in the news about a pet that was lost, traveled for years across country to come back to their original home. Or tales of animals lost and finding their family in another location many months or years later. Those animals used their inherent instinct to follow a heart beam home! Nothing is stronger than pure love.

A third way to find you pet is a two part intuitive radar technique that allows you to scan for your animal's energy.

First, you state: I ask and it is my intent to feel the energy of fill in your pet's name here in my being or heart (whichever resonates with you).

Next, stand still and begin a slow rotation either going to the left or right like the sweep of a radar beam. When you feel that you have encountered a light pressure or have a full or thick sensation within your body stop the rotation.

Then state: Protect me and show or lead me to find pets name here for our highest and best good. So be it, it is done. Now, move slowly forward or look very carefully in that direction until you feel that you are not on course any longer. This can occur in a few steps or glances, or may extend for long periods of time. Each time you feel "disconnected," restate your directives and start again. The Universe is just refining and readjusting your course.

The last technique works particularly well for a pet or animal that may be incapacitated by its health, or in a place where it is physically incapable of returning to you on its own.

Do not give up easily on these methods. Because you and your pet have a unique energetic bond, think threads of a tapestry interwoven together, when one of the strings is loose you know it. In that same metaphor, when you "intuitively feel" your pet's energy, and your heart will know which way to go to find them because you instinctively KNOW the feeling of being together.

Brent Atwater
Pet Animal Reincarnation Authority
http://www.JustPlainLoveBooks.com
Email: Meg@BrentAtwater.com

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Why Microchip Your Pet?

Once a cat or dog is adopted, I highly recommend microchipping them before leaving the shelter. A common question people often ask after making this recommendation is, "What is microchipping and what are the benefits?"

Microchipping is the process of inserting a small, inert chip about the size of a large grain of rice beneath your pet's skin with a syringe. It feels like a small shot - your pet may experience slight discomfort for a moment or two, then feel perfectly fine. The chip will contain your contact information, once you've registered it in the microchip database. Microchipping your pet is a quick, easy and typically inexpensive process. When I had my small kitten microchipped, she seemed look at me, wondering what was happening, but barely made even a small sound while the insertion process was going on.

But why is it important to get your pet microchipped? Once a cat or dog is adopted, they don't immediately know what their new home looks like. So, if they happen to get loose somehow (dart out the door, escape their leash, etc.), they will not know which house is their home to return to. I have a friend who wished so badly that he had gotten his new puppy microchipped - he only had him for a week when the dog decided to explore the neighborhood. After hours of calling his name, the neighbor found the pup sitting near the edge of their lawn. As in my friend's instance, keeping your pet secure will help ensure its safety, especially during the first few weeks. But microchipping can offer added peace of mind that your lost pet will be reunited with you no matter what unexpected event might occur.

One fact that many pet owners aren't aware of: when a dog wanders away from home, they are often social and go up to people for help. Cats, however, will be more likely to cower in a corner - probably behind some bushes or under a deck - and can go unseen for days, until it's too late. Keeping your eyes and ears peeled for a scared, whimpering kitty will be helpful in their survival.

If your pet does scurry off and is found far away from home, a local shelter can perform a simple scan to retrieve your contact information. Important: Your contact information is only available once your pet's microchip has been registered in the database. This should be done almost immediately after the chip has been inserted. If your phone number or address changes at any point, it is important to update the information as soon as possible to ensure that if your pet is ever lost, it can be easily reunited with you.

If you're interested in learning more about microchipping and helping lost pets find their way home, visit the lost pet website today!

For more information, registering your pet and more visit our lost pet website.

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Pet Insurance - Things To Know About Pet Insurance

Being a proud owner of pet can be joy most of time but the medical bills can be expensive at times. The soaring vet bills are often the reason that pet owners worry about especially for old pets. If you are thinking about getting your pets insured you need to ask a few things to before putting your signature on dotted line. Here are few tips on buying the pet insurance.

• Know your pet

• Buy the full coverage

• Technology coverage like MRI and Scans

• Ask the vet for recommendations

The insurance is often based upon the age, health and the life expectancy of the pet. If your pet is in excellent health now and is not having any particular problems or is not a rare breed, chances are you might be able to obtain the reasonable quote for the insurance.

The rising cost of the pet health care often takes three figures quite easily. The estimated cost of pet care for life time is often estimated at average of $2000 to $4000 these days. Reading the details of coverage is a great idea that might help you determine the real cost that might be taken by you. If your insurance company is not paying for some common disease of your pet then you should try to find another instead.

Similarly the pet care should be taken the recommendation of your vet in deciding for the insurance too. They are often more familiar to the basics of the insurance plan for pet and can give you some good tips on that as well. One very important thing to ask the insurance experts about which doctor they have on the list. If the treatment is not satisfactory, or the company is cutting corners at that you better find some other one.

For more information on Pet Insurance and Pet Insurance visit my website.

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2012年10月3日星期三

Five Steps To Cheaper Pet Insurance

1. Neutering

If your pet is not already neutered or spayed, lower the cost of your pet insurance by having the procedure done. Neutering / spaying is far more affordable than the cost of dealing with a litter born to your pet, and most insurers will lower your monthly premium if your pet has been "done".

What's more, there are numerous health benefits for a neutered pet, so there's really no reason not to go ahead with it. Many charities, shelters and even vets will offer discounts or easy-pay schemes to make neutering all the more affordable.

2. Microchipping

Microchipping is a simple procedure that can both provide peace of mind and lower your pet insurance premiums. A small, flexible disc is inserted into the back of your pet's neck. Your contact details are loaded on to the disc (also known as a "chip", hence the phrase microchipping), and when the disc is scanned the owner details will appear. This means it's easier for a shelter or veterinary practice to track you should your animal somehow end up in their possession, and lessens the fear in insurance companies who offer policies providing finance for a leaflet and posting campaign in the event your pet goes missing.

3. Use Sparingly

Realistically, pet insurance should only be used for major costs that run into the hundreds or thousands of dollars / pounds. If your dog has a simple eye infection, for example, with treatment costing ￡40 / $60, it's better for your policy that you pay this yourself rather than claiming on insurance.

This may seem to negate the very idea of pet insurance, but remember your excess will usually be at least ￡25 / $40, so you're not losing that much at all realistically. It's only when vet fees start to become extortionate should your insurance be called upon; see it as an emergency fund, rather than a fund for day-to-day expenses. If you do claim for small amounts, your premiums will rise.

4. General Health Maintenance

You should treat your pet for fleas every four weeks, and for worms every three months. These are simple, inexpensive tasks that could save you a lot of money in terms of vet consultations for what are basically minor complaints.

Try and bathe your pet every time the season changes, so four times a year in total. Check their skin, mouth, eyes, nose and ears thoroughly; the sooner you spot a problem, the cheaper the treatment will be. If pet is over a certain age, feed them an age-specific diet, and alter a diet if an intolerance begins to display itself.

All of the above make a visit to the vet less likely, and thus less claim on your policy.

5. Indoor Cat

Cat owners, if you wish to instantly lower your pet insurance policy, consider turning your cat into an 'indoor' cat. This will lower your policy as you will not need the extra cover due to the dangers of the outside world, and is generally considered a good step for overall health. Most cats do adjust to being indoor cats eventually, so give it a try.

Pet Insurance Guide is exactly what the name suggests; a total guide to pet insurance for the prospective buyer. Visit today for a complete overview of pet insurance, plus plenty of tips and advice on how to lower your premiums.

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Pet Proof Your New Home

Before bringing your pet into the new space of your new home, take several steps to ensure your safe haven is indeed safe enough. Pets will naturally investigate the world they find themselves in. Of course, this cannot and should not be discouraged. But consider the hazards your pets may encounter in your new home. Take the following measures to minimize any potential danger encountered in your pet's daily travels about the new house.

- Barriers should be put up to keep pets out of areas where they are not welcome.

- Children in your family should also understand the importance of locking or closing these gates and barriers.

-Keep in mind that most intentional destruction by pets stems from a lack of exercise or mental stimulation. Have a plethora of play/chew toys available for dogs and consider a scratching post for the energetic cats.

-Establish routine with consistency in your new home. You may be busy setting up, but there will be long term payoff for consistent walks with the dog.

- Chemical Substances should be kept in a safe location .This includes all chemical substances. Although some are lethal, most can cause serious upset or intestinal complications.

- Know what plants are poisonous to pets and ensure they are out of reach.

- Put away pill bottles and pill organizers. A dog can easily chew open these containers- childproof or not!

- Check fences and hedges to see if your pet might be able to escape. Never underestimate a dogs ability to dig and a cat's capacity to slide through anything.

- Dogs like to be able to look out and see what is going on. Try to keep items, especially fragile ones, away from windows.

- Tame cord clutter by hiding cords under baseboards and carpet seams whenever possible. A pet can suffer burns or electrocution from chewing on live cords. You can also use cords covers to mitigate possible danger.

-All things "stringy", including string, yarn, dental floss and rubber bands can cause intestinal blockages or strangulation. Keep these items out of reach. Do a vacuum or floor scan of your new home before welcoming your pet/s.

A rule of thumb to follow: treat pet proofing much the same as you would approach baby proofing your home. No detail is too small to be overlooked. Take all the care in the world setting up pet safety in your new home, and you will have safe, happy and healthy pets as a result.

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Pet Food Label Secrets Revealed! Know What You Are Feeding Your Dog And Cat

Reading a pet food label, how difficult can it be? You just pick up your regular brand and look at the variety on the front, right? Not so fast! Reading a pet food label isn't as easy as you may think. It's not just ingredients and feeding suggestions. There's also a "secret code" you should know about. The code helps you separate the Chicken Formula from the Chicken Dinner and the Beef and Bacon from the Beef with Bacon. You may be thinking "Aren't they all the same?" and the answer is no.

While pet food labeling is regulated at the federal level, some states have their own labeling laws. Many follow the Pet Food Regulations established by the AAFOC (Association of American Food Control Officials).

The secret of pet food descriptions are dictated by four AAFCO rules...

1) The 95% Rule - The products that fall under this regulation have simple descriptions such as "Chicken Cat Food" or "Beef for Dogs". These foods must contain at least 95% (not including water) of the named ingredient. In this case, chicken or beef. If a food description contains more than one meat, poultry or fish ingredient such as "Chicken and Liver Cat Food" , then both ingredients combined must equal 95%, with the first named ingredient being the highest percentage of the two. The 95% rule does not apply to grains and vegetables, so "Chicken and Rice Dog Food" must still contain 95% chicken.

2) The 25% or "Dinner" Rule - If the named descriptive ingredient falls between 25%-94% of the total product (still not counting water), then the description must include a qualifying word such as "Dinner", "Platter", "Formula", etc. As in the first rule two listed ingredients must have be at least 25% of the total weight combined. So, "Chicken Dinner" only has to contain 25% chicken, while "Chicken and Liver Dinner" only has to contain 25% of the two combined. (Minimum of 3% of any named ingredient.) Unlike the first rule, the 25% rule applies to all food, not just meat sources.

3) The 3% or "With" Rule - This is where things get a little sneaky. Any ingredient on a label proceeded by "with" must equal at least 3% of the total weight (minus water). That might sound all right if the food is "Beef with Chicken" (95% beef, 3% chicken), but how does it sound in this form..."Dog Food with Beef"? Yep, that tells you that it only has to contain 3% beef! (Makes you wonder what the other 97% contains doesn't it?)

4) The "Flavor" rule - There is no percentage attached to an ingredient described as a "flavor". There only needs to be an amount sufficient enough to be detected by test methods. As you can probably guess "Chicken Flavored Cat Food" may contain very little chicken. In this case it doesn't even need to be chicken as we normally think about it, but instead can be chicken meal or chicken by-products.

Premium Food - Looking down the pet food aisle you may be attracted to foods listed as "Premium" or "Gourmet". These descriptive words have no requirements attached to them, so while a "Premium" food may sound like it's higher quality food, in reality it doesn't have to be any better than anything else on the shelf.

Now you know the secret of pet food descriptions and can be confident that the next time you're scanning the different varieties of food for your best friend you'll be able to tell the difference between "Beef for Dogs", "Beef Dinner", or "Dog Food with Beef".

Jill Richards is the Owner/Operator of "Have Leash, Will Travel - Pet Sitting" in Aurora, CO and offers t-shirts, sweatshirts, and stickers to Pet Professionals, Animal Rescue Workers, Anti-Breed Ban/BSL Fighters, and Pet Lovers through USPetPros.com

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Tips For Taking a Pet in a Carrier on an Airplane

Many people want to take their pet on an airplane but may not have had any experience of doing it previously. This can be quite daunting as all of the airlines seem to have different procedures and guidelines and in addition, some staff that you ask for help or information know more than others. Let's take a look at a few tips to help you understand what you need to do to prepare.

Booking

When you book your ticket you need to tell the airline that you will have a pet on board. They should at this point if you book over the phone tell you what you need to do and any fees involved. If you don't book directly or use the Internet, then you should ring up with your booking reference and make sure that they have it noted down that you will have a pet with you. They need to know in advance as they only have a limited number of pets in the cabin per flight.

Get a Good Airline Pet Carrier

You need to make sure that you get a good quality airline pet carrier. I'll provide a link to the best ones at the end of the article, but them main thing to consider is that it should keep your pet safe, comfortable and secure. It will need to be big enough for your cat or dog to stand up and turn around and some airlines will state this in their conditions. It must also be of an approved size so that it can fit underneath the seat in front of you and be easily carried as hand baggage.

When Flying

Get there early to give you plenty of time to pay any fees, fill out any forms and get through security without rushing. Remember that you pet will need to be removed from the carrier while it is scanned so make sure you have you hands free for that and a couple of treats available to keep your pet calm. As you will have checked the regulations with the airline in advance you should know everything that goes on, but it is worth having a print out of their regulations from the website along with details of the dimensions of you carrier. This will avoid any awkward times with staff who don't fully understand the procedures for their airline.

During the Flight

You want to get a carrier that makes it easy for your to check on your pet. You can't get the animal out on the plane so it needs to be comfortable in there for the duration of the flight.

As long as you let the airline know about your pet, pay any required fees and get their early you'll be fine. Just make sure that you have a great airline pet carrier.

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