2012年2月6日 星期一

Learn HOA Rules


Most apartments/ villas nowadays come as part of developments or layouts. When you buy into these, an important aspect that comes into play and which can determine your comfort level in your house is the HOA rules.

HOA stands for House Owners association and the rules in these gated communities are framed by the association office bearers. While most of the rules make sense, there might be some rules which are absurd and do not make any sense. While inspecting legal papers of the property are of utmost importance, it is equally important to go through the HOA rules to ensure that life does not exactly turn into a nightmare. These are voluminous and some rules may be found to be archaic and of no use to any.

Some of the rules that can make an impact on your life and stay are related to the following:

1. Pets: If you love pets and have always dreamt of having them run around your house and whereabouts, lookout for rules that may sometimes ruin these plans. While some associations allow you to maintain pets without making any sort of public nuisance, some others may ban them outright.

2. Parking and related fees that may be incurred on the long run is something you might have to cough up later.

3. Minutes of meeting: Scan through last 4 to 5 meeting minutes to see if any important decisions have been taken up relating to expenditure, of which you might be part of unknowingly.

4. Maintenance activity: If you intend to do maintenance activity for your vehicles or equipments, some organizations could deter you from doing it.

5. Gardening: If you love gardens and would love to have one in your home, ensure that no rules are there which make that a trifle difficult.

While some association manuals are short and upto required points, others make it really long and hide a few fine prints that can derail your budget in the long run. Some of these associations act very secretive and can even hide important information regarding the property of your interest unless you are really inquisitive about them. An important method to lay your hands on useful information is to go through the proper channel of communication in such development associations. Find out who the important people in the association are and ensure you are in constant touch with them.

While most of the HOA rules are framed to ensure peaceful and safe living, it is very important to make sure that these are not misused by relevant authorities to settle personal scores. One such rule which is commonly misused is the one pertaining to kids playing outside. While it is only natural to have kids play outdoors, these instances are used by some to level charges against parents and drag them into unnecessary controversies. Already, courts in US are hearing petitions for and against such rules and only time will tell who is right.




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