2012年9月8日 星期六

'Pets Best' Pet and Dog Insurance Review


Pets Best Dog Insurance does not limit your dog's insurance protection to the United States and Canada as do many plans, but extends this coverage worldwide. In addition to the usual standard treatments available at your veterinarian, Pets Best Dog Insurance also covers such alternative treatments as chiropractic procedures, acupuncture, and holistic medicine. You will find that emergency, after hours treatment is also covered.

As with nearly all insurance plans, there are exclusions at Pets Best Dog Insurance. Pre-existing conditions are not covered. Also, if the dog's policy is purchased after its second birthday, then hereditary conditions are not covered, whereas up to 2 years they are. Likewise, Pets Best will not cover congenital conditions. Parasites and diseases that could be prevented (ie distemper or rabies) with vaccines are not covered. Elective procedures such as tail docking and dental cleaning are not covered by this insurance company with any of the basic plans.

Pets Best Dog Insurance offers 3 insurance plans for your dog. Unlike many insurance dog companies, the covered conditions are the same for all three plans. The difference lies in the cost of the policy per month, the Lifetime Limit, and the Per Incident Limit. All of Pets Best three plans cover 80% of veterinary expenses. The deductible ranges from $100 to $500, depending on the decision of the dog owner.

The three plans offered by Pets Best Dog Insurance are: Pets Basic Plan, Pets First Plan, and Pets Premier Plan. By using this insurance company, you can choose your own veterinarian, you will never be assigned a medical provider for your dog. The plans cover all accidents and injuries including emergencies, surgery, treatment for illnesses, laboratory tests, and prescription medicine. The illnesses and medical conditions covered by Pets Best include outpatient care, hospitalization, cancer treatment and care, lab tests, diagnostics, x-rays, CAT scans and MRI.

Specialist care for your dog provides holistic care, acupuncture, emergency veterinarians, ophthalmologists, and dermatologists.

The Pets Basic Plan begins at $19.20 per month, Pets First Plan at $34.79 per month, and Pets Premier Plan at $45.61 monthly. A quote will be provided by the company depending on your dog's age, breed, and whether your dog has been spayed or neutered. The above figures were based on quotes for a healthy, young, intact male dog. Your costs may differ.

The Best Wellness Routine Care Option can also be added for an additional cost. This option provides more protection for your dog and covers wellness exams, dental cleaning, vaccinations, and spaying or neutering. The Best Wellness Care Option begins at $22.00 per month. It should be remembered that this is in addition to the basic policy you have purchased.

To file a claim, the claim form should be downloaded, filled out by you, and then signed by you and your veterinarian. The form can then be mailed or faxed to the company. The claim will be processed within ten business days. As is usually the case with dog insurance, you will be reimbursed by Pets Best Dog Insurance after paying your veterinarian.




For More Pet Insurance Reviews please visit my web site below. You'll find Reviews on the following Pet Insurance Companies: 24Petwatch, Petplan, Embrace, Purinacare, Pets Best, Petfirst, ASPCA, VPI, Trupanion and Pet Assure.

Pet Insurance Reviews





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